Explore Roof Financing Options Tailored for You
Getting a roof repair or replacement shouldn’t feel overwhelming, and we’re here to make sure it isn’t. We help homeowners find financing that fits their pay budget. Whether that means no money down, affordable payments, or long-term repayment plans, we’re here to guide you. Our team works with trusted lenders to secure the best option for financing homeowners based on your project and budget. We’ll explain everything in clear terms, so you don’t have to worry.
- No credit score required.
- 100% financing for new roof installation.
- Repairs can also be financed.
- Up to 30-year loan repayment terms.
- Super fast approval.

Financing Providers for Your Roofing Needs
Your home deserves a strong, reliable roof, which shouldn’t be out of reach. These trusted financing programs help make your roofing project affordable—without sacrificing roof quality or peace of mind.
Home Run Financing
Home Run Financing offers flexible options with $0 down and low monthly payments. Repayment terms extend up to 30 years for budget-friendly financing, so you have time to pay. Fast approvals make it easy to replace your roof without financial strain.
PACE (Property Assessed Clean Energy) Financing
PACE funding covers 100% of your roof upgrade with no upfront costs. Payments roll into your property taxes for easy budgeting. Approval is based on home equity, not credit score, making it accessible to more homeowners.
My Safe Florida Home (MSFH) Grant Program
My Safe Florida Home (MSFH) helps homeowners afford hurricane-resistant roofing. The program matches the investment you pay dollar for dollar, up to a set limit. This reduces out-of-pocket costs and can lower insurance rates by improving storm resistance.
Understanding Roofing Loan Options
Financing a roof doesn’t have to be confusing. Homeowners typically choose between two main options: personal loans and equity loans.
Personal loans
Unsecured loan, meaning you don’t need to use your home as collateral. These loans are often easier to qualify for and offer quick approval times, making them a popular choice for smaller projects or urgent repairs.
Equity loans
Secured by your home’s value. Because they’re lower risk for lenders, they may offer better interest rates or larger loan amounts. This option is often preferred for full roof replacements or larger projects.
Know which Option is Best for You
Choosing the best financing option starts with understanding your budget, timeline, and credit profile. You’ll want to compare total repayment costs, interest rates, fees, and flexibility. To help you plan ahead, we recommend using a loan calculator to estimate your monthly payments based on your expected loan amount. This tool gives you a clearer picture of what’s affordable before you apply.
If you’re unsure where to start, our team is here to walk you through your options and help you choose the financing plan that best fits your needs.
How to Get New Roof Financing in 3 Easy Steps
Apply Online: Fill out a quick form-it takes less than 5 minutes.
Get Approved: Instant prequalification with soft credit checks that won’t hurt your score.
Schedule Your Roof: Our team handles the rest, from quote to completion
FAQ
Get Answers from a Roofing Company That Finances
What credit score is needed?
Programs like PACE and My Safe Florida Home don’t require a credit check since approval is based on home equity or grants eligibility. Home Run Financing also offers flexible terms with lower credit requirements than traditional banks, making roof financing more accessible.
Do we let you make payments?
Yes, we offer financing options that let you make manageable payments on your new roof. Through programs like PACE, My Safe Florida Home, and Home Run Financing, you can choose a plan that fits your budget. Our team will guide you through the process, helping you get approved and set up with a stress-free payment plan.
How many years can you finance a roof?
The length of roof financing depends on the loan program you choose. Some options, like Home Run Financing, offer repayment terms of up to 30 years. PACE financing also provides long-term repayment plans, while other lenders may offer shorter terms with flexible monthly payments. We’ll help you find the best loan option based on your needs.
How fast can I get approved?
Home Run Financing offers a quick application process, with approvals often granted within minutes.
Our Roof Replacement Financing Saves You Time, Stress, and Money
A roof replacement isn’t just about fixing leaks—it’s about securing a roof that lasts for years to come. That’s why we offer both quality workmanship and financing that fits your needs. Whether you want to keep more cash, spread out payments, or use home improvement programs, we’ll help. Our team ensures you get the best deal on your new roof without extra hassle.
Why Choose All Pro Builders for Roofing Financing?
For over 20 years, All Pro Builders & Roofing has provided homeowners and businesses with high-quality roofing services. A strong roof is more than just a structure—it protects your family, employees, and property. We specialize in residential and commercial roofing, handling everything from roof inspections to full replacements with precision and care. We don’t just install roofs—we build trust, one project at a time. Providing helpful loan resources to guide you through each step—from choosing the right financing amount to understanding the pros and cons of a personal loan versus an equity loan. Our team is available to answer questions and connect you with reputable lending partners.
We stand behind our work with solid warranties, ensuring long-term protection and peace of mind. Our team is committed to top-notch craftsmanship, and our gallery showcases the quality results we deliver. No matter your roofing needs, we’re here to guide you through the process and make sure you get the best solution for your home or business.
Ready for a New Roof Without the Upfront Cost?
Apply now for financing and schedule your free inspection. Call (561) 662-3497 or click below to get started today—let’s protect your home before the next storm!